NYSE: OFGOfg Bancorp Stock
$35.43-0.38 (-1.06%)
Updated Apr 21, 2025
OFG Price
$35.43
Fair Value Price
N/A
Market Cap
$1.61B
52 Week Low
$33.15
52 Week High
$47.66
P/E
8.34x
P/B
1.28x
P/S
3.15x
PEG
N/A
Dividend Yield
2.96%
Revenue
$629.44M
Earnings
$198.17M
Gross Margin
100%
Operating Margin
40.31%
Profit Margin
31.5%
Debt to Equity
8.17
Operating Cash Flow
$253M
Beta
1.04
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
OFG Overview
OFG Bancorp offers deposit products; commercial, consumer, auto, and mortgage loans, financial planning and insurance services, and corporate and individual trust and retirement services. The company also provides securities brokerage and investment advisory services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OFG's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
OFG
Ranked#143 of 296
Ranked#143 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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OFG News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OFG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
OFG is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OFG is good value based on its earnings relative to its share price (8.34x), compared to the US market average (27.14x)
P/E vs Market Valuation
OFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OFG due diligence checks available for Premium users.
Valuation
OFG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.34x
Industry
13.07x
Market
27.14x
OFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OFG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
OFG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.28x
Industry
1.07x
OFG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OFG's financial health
Profit margin
Revenue
$152.5M
Net Income
$50.3M
Profit Margin
33%
OFG's Earnings (EBIT) of $253.75M... subscribe to Premium to read more.
Interest Coverage Financials
OFG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$11.5B
Liabilities
$10.2B
Debt to equity
8.17
OFG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$38.3M
Investing
-$206.8M
Financing
$79.1M
OFG's operating cash flow ($252.50M)... subscribe to Premium to read more.
Debt Coverage Financials
OFG vs Bank Stocks
Ofg Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.