NASDAQ: LKFNLakeland Financial Corp Stock
$52.12-0.90 (-1.7%)
Updated Apr 21, 2025
LKFN Price
$52.12
Fair Value Price
$119.99
Market Cap
$1.33B
52 Week Low
$50.74
52 Week High
$78.61
P/E
14.32x
P/B
1.95x
P/S
7.46x
PEG
11.35x
Dividend Yield
2.76%
Revenue
$236.77M
Earnings
$93.48M
Gross Margin
100%
Operating Margin
47.17%
Profit Margin
39.5%
Debt to Equity
8.77
Operating Cash Flow
$102M
Beta
0.73
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
LKFN Overview
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LKFN's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
LKFN
Ranked#279 of 296
Ranked#279 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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LKFN News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LKFN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LKFN ($52.12) is undervalued by 56.56% relative to our estimate of its Fair Value price of $119.99 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LKFN ($52.12) is significantly undervalued by 56.56% relative to our estimate of its Fair Value price of $119.99 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LKFN ($52.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more LKFN due diligence checks available for Premium users.
Valuation
LKFN fair value
Fair Value of LKFN stock based on Discounted Cash Flow (DCF)
Price
$52.12
Fair Value
$119.99
Undervalued by
56.56%
LKFN ($52.12) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LKFN ($52.12) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LKFN ($52.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LKFN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
14.32x
Industry
13.07x
Market
27.14x
LKFN is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LKFN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
LKFN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.95x
Industry
1.07x
LKFN is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LKFN price to earnings growth (PEG)
For valuing profitable companies with growth potential
LKFN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
LKFN's financial health
Profit margin
Revenue
$59.9M
Net Income
$24.2M
Profit Margin
40.4%
LKFN's Earnings (EBIT) of $111.69M... subscribe to Premium to read more.
Interest Coverage Financials
LKFN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.7B
Liabilities
$6.0B
Debt to equity
8.77
LKFN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LKFN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$38.7M
Investing
-$51.7M
Financing
$21.0M
LKFN's operating cash flow ($102.49M)... subscribe to Premium to read more.
Debt Coverage Financials
LKFN vs Bank Stocks
Lakeland Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.