NASDAQ: STBAS&T Bancorp Inc Stock
$34.46-0.24 (-0.69%)
Updated Apr 21, 2025
STBA Price
$34.46
Fair Value Price
$58.59
Market Cap
$1.32B
52 Week Low
$29.85
52 Week High
$45.79
P/E
10.05x
P/B
0.96x
P/S
3.81x
PEG
N/A
Dividend Yield
3.89%
Revenue
$383.76M
Earnings
$131.27M
Gross Margin
100%
Operating Margin
42.95%
Profit Margin
34.2%
Debt to Equity
6
Operating Cash Flow
$173M
Beta
0.89
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
STBA Overview
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine STBA's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
STBA
Ranked#218 of 296
Ranked#218 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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STBA News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how STBA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
STBA ($34.46) is undervalued by 41.18% relative to our estimate of its Fair Value price of $58.59 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
STBA ($34.46) is significantly undervalued by 41.18% relative to our estimate of its Fair Value price of $58.59 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
STBA is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more STBA due diligence checks available for Premium users.
Valuation
STBA fair value
Fair Value of STBA stock based on Discounted Cash Flow (DCF)
Price
$34.46
Fair Value
$58.59
Undervalued by
41.18%
STBA ($34.46) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
STBA ($34.46) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
STBA is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
STBA price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.05x
Industry
13.07x
Market
27.14x
STBA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
STBA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
STBA price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.96x
Industry
1.07x
STBA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
STBA's financial health
Profit margin
Revenue
$96.8M
Net Income
$33.1M
Profit Margin
34.2%
STBA's Earnings (EBIT) of $164.82M... subscribe to Premium to read more.
Interest Coverage Financials
STBA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$9.7B
Liabilities
$8.3B
Debt to equity
6
STBA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
STBA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$54.8M
Investing
-$65.2M
Financing
$27.1M
STBA's operating cash flow ($173.37M)... subscribe to Premium to read more.
Debt Coverage Financials
STBA vs Bank Stocks
S&T Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.