NASDAQ: TCBKTrico Bancshares Stock
$36.93-0.11 (-0.3%)
Updated Apr 21, 2025
TCBK Price
$36.93
Fair Value Price
$45.97
Market Cap
$1.22B
52 Week Low
$33.65
52 Week High
$51.06
P/E
10.64x
P/B
1x
P/S
3.71x
PEG
N/A
Dividend Yield
3.57%
Revenue
$389.21M
Earnings
$114.87M
Gross Margin
100%
Operating Margin
39.85%
Profit Margin
29.5%
Debt to Equity
6.92
Operating Cash Flow
$110M
Beta
0.88
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
TCBK Overview
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. It operates 61 traditional branches, 7 in-store branches, and 7 loan production offices in 31 counties throughout California. The company was founded in 1975 and is headquartered in Chico, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TCBK's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
TCBK
Ranked#228 of 296
Ranked#228 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
Be the first to know about important TCBK news, forecast changes, insider trades & much more!
TCBK News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TCBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TCBK ($36.93) is undervalued by 19.67% relative to our estimate of its Fair Value price of $45.97 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TCBK ($36.93) is not significantly undervalued (19.67%) relative to our estimate of its Fair Value price of $45.97 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TCBK is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TCBK due diligence checks available for Premium users.
Valuation
TCBK fair value
Fair Value of TCBK stock based on Discounted Cash Flow (DCF)
Price
$36.93
Fair Value
$45.97
Undervalued by
19.67%
TCBK ($36.93) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TCBK ($36.93) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TCBK is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TCBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.64x
Industry
13.07x
Market
27.14x
TCBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TCBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
TCBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1x
Industry
1.07x
TCBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TCBK's financial health
Profit margin
Revenue
$98.7M
Net Income
$29.0M
Profit Margin
29.4%
TCBK's Earnings (EBIT) of $155.10M... subscribe to Premium to read more.
Interest Coverage Financials
TCBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$9.7B
Liabilities
$8.5B
Debt to equity
6.92
TCBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
TCBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$24.2M
Investing
-$60.0M
Financing
-$139.4M
TCBK's operating cash flow ($109.71M)... subscribe to Premium to read more.
Debt Coverage Financials
TCBK vs Bank Stocks
Trico Bancshares Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.