NASDAQ: WABCWestamerica Bancorporation Stock
$45.90-0.07 (-0.15%)
Updated Apr 21, 2025
WABC Price
$45.90
Fair Value Price
$128.46
Market Cap
$1.23B
52 Week Low
$42.00
52 Week High
$59.97
P/E
8.83x
P/B
1.38x
P/S
4.77x
PEG
N/A
Dividend Yield
2.88%
Revenue
$293.45M
Earnings
$138.64M
Gross Margin
100%
Operating Margin
64.43%
Profit Margin
47.2%
Debt to Equity
5.83
Operating Cash Flow
$142M
Beta
0.67
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
WABC Overview
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WABC's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
WABC
Ranked#222 of 296
Ranked#222 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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WABC News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WABC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WABC ($45.90) is undervalued by 64.27% relative to our estimate of its Fair Value price of $128.46 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
WABC ($45.90) is significantly undervalued by 64.27% relative to our estimate of its Fair Value price of $128.46 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
WABC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more WABC due diligence checks available for Premium users.
Valuation
WABC fair value
Fair Value of WABC stock based on Discounted Cash Flow (DCF)
Price
$45.90
Fair Value
$128.46
Undervalued by
64.27%
WABC ($45.90) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
WABC ($45.90) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
WABC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WABC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.83x
Industry
13.07x
Market
27.14x
WABC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WABC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WABC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.38x
Industry
1.07x
WABC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WABC's financial health
Profit margin
Revenue
$69.6M
Net Income
$31.7M
Profit Margin
45.6%
WABC's Earnings (EBIT) of $189.06M... subscribe to Premium to read more.
Interest Coverage Financials
WABC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.1B
Liabilities
$5.2B
Debt to equity
5.83
WABC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WABC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$29.8M
Investing
$144.8M
Financing
-$76.1M
WABC's operating cash flow ($141.57M)... subscribe to Premium to read more.
Debt Coverage Financials
WABC vs Bank Stocks
Westamerica Bancorporation Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.