NASDAQ: FNWD
Finward Bancorp Stock

$30.19+0.04 (+0.13%)
Updated Apr 21, 2025
FNWD Price
$30.19
Fair Value Price
N/A
Market Cap
$130.56M
52 Week Low
$23.50
52 Week High
$33.50
P/E
10.59x
P/B
0.86x
P/S
1.69x
PEG
N/A
Dividend Yield
0.79%
Revenue
$71.60M
Earnings
$12.13M
Gross Margin
100%
Operating Margin
18.79%
Profit Margin
16.9%
Debt to Equity
12.61
Operating Cash Flow
$10M
Beta
0.12
Next Earnings
Apr 22, 2025
Ex-Dividend
Apr 28, 2025
Next Dividend
May 12, 2025

FNWD Overview

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. As of March 2, 2022, the company operated through 30 locations in Lake and Porter counties in Northwest Indiana and South Chicagoland. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FNWD's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
FNWD
Ranked
Unranked of 296

Top Ranked Stocks in Industry

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Overview

Due Diligence Score

Industry Average (33)
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Due Diligence Checks

FNWD is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FNWD is good value based on its earnings relative to its share price (10.59x), compared to the US market average (27.14x)
P/E vs Market Valuation
FNWD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FNWD due diligence checks available for Premium users.

Valuation

FNWD fair value

Fair Value of FNWD stock based on Discounted Cash Flow (DCF)

Price
$30.19
Fair Value
$27.53
Overvalued by
9.68%
FNWD is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FNWD price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.59x
Industry
13.07x
Market
27.14x
FNWD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FNWD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FNWD price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.86x
Industry
1.07x
FNWD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FNWD's financial health

Profit margin

Revenue
$16.9M
Net Income
$2.1M
Profit Margin
12.4%
FNWD's Earnings (EBIT) of $13.46M... subscribe to Premium to read more.
Interest Coverage Financials
FNWD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.1B
Liabilities
$1.9B
Debt to equity
12.61
FNWD's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FNWD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$10.8M
Investing
-$183.0k
Financing
-$11.7M
FNWD's operating cash flow ($9.81M)... subscribe to Premium to read more.
Debt Coverage Financials

FNWD vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FNWD$130.56M+0.13%10.59x0.86x
MNSBC$128.60M+1.09%-10.40x0.62x
EBMTC$132.74M+0.70%13.31x0.76x
CFBKC$132.74M-1.31%9.98x0.79x
SFBC$128.15M0.00%27.59x1.24x

Finward Bancorp Stock FAQ

What is Finward Bancorp's quote symbol?

(NASDAQ: FNWD) Finward Bancorp trades on the NASDAQ under the ticker symbol FNWD. Finward Bancorp stock quotes can also be displayed as NASDAQ: FNWD.

If you're new to stock investing, here's how to buy Finward Bancorp stock.

What is the 52 week high and low for Finward Bancorp (NASDAQ: FNWD)?

(NASDAQ: FNWD) Finward Bancorp's 52-week high was $33.50, and its 52-week low was $23.50. It is currently -9.88% from its 52-week high and 28.47% from its 52-week low.

How much is Finward Bancorp stock worth today?

(NASDAQ: FNWD) Finward Bancorp currently has 4,324,485 outstanding shares. With Finward Bancorp stock trading at $30.19 per share, the total value of Finward Bancorp stock (market capitalization) is $130.56M.

Finward Bancorp stock was originally listed at a price of $21.13 in May 20, 1998. If you had invested in Finward Bancorp stock at $21.13, your return over the last 26 years would have been 42.91%, for an annualized return of 1.38% (not including any dividends or dividend reinvestments).

How much is Finward Bancorp's stock price per share?

(NASDAQ: FNWD) Finward Bancorp stock price per share is $30.19 today (as of Apr 21, 2025).

What is Finward Bancorp's Market Cap?

(NASDAQ: FNWD) Finward Bancorp's market cap is $130.56M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Finward Bancorp's market cap is calculated by multiplying FNWD's current stock price of $30.19 by FNWD's total outstanding shares of 4,324,485.
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