NASDAQ: SFBC
Sound Financial Bancorp Inc Stock

$49.94+0.00 (+0%)
Updated Apr 21, 2025
SFBC Price
$49.94
Fair Value Price
$17.08
Market Cap
$128.15M
52 Week Low
$39.15
52 Week High
$55.99
P/E
27.59x
P/B
1.24x
P/S
3.74x
PEG
N/A
Dividend Yield
1.52%
Revenue
$35.78M
Earnings
$4.64M
Gross Margin
100%
Operating Margin
15.78%
Profit Margin
13%
Debt to Equity
8.59
Operating Cash Flow
$3M
Beta
0.08
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

SFBC Overview

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SFBC's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
SFBC
Ranked
Unranked of 296

Top Ranked Stocks in Industry

View Top Bank Stocks

Be the first to know about important SFBC news, forecast changes, insider trades & much more!

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SFBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SFBC ($49.94) is overvalued by 192.32% relative to our estimate of its Fair Value price of $17.08 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
SFBC ($49.94) is not significantly undervalued (192.32%) relative to our estimate of its Fair Value price of $17.08 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
SFBC was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SFBC due diligence checks available for Premium users.

Valuation

SFBC fair value

Fair Value of SFBC stock based on Discounted Cash Flow (DCF)

Price
$49.94
Fair Value
$17.08
Overvalued by
192.32%
SFBC ($49.94) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SFBC ($49.94) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SFBC was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SFBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
27.59x
Industry
13.07x
Market
27.14x
SFBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SFBC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

SFBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.24x
Industry
1.07x
SFBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SFBC's financial health

Profit margin

Revenue
$9.4M
Net Income
$1.9M
Profit Margin
20.5%
SFBC's Earnings (EBIT) of $5.65M... subscribe to Premium to read more.
Interest Coverage Financials
SFBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$993.6M
Liabilities
$890.0M
Debt to equity
8.59
SFBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
SFBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$153.0k
Investing
$1.8M
Financing
-$107.2M
SFBC's operating cash flow ($2.93M)... subscribe to Premium to read more.
Debt Coverage Financials

SFBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SFBC$128.15M0.00%27.59x1.24x
MNSBC$128.60M+1.09%-10.40x0.62x
FNWD$130.56M+0.13%10.59x0.86x
EBMTC$132.74M+0.70%13.31x0.76x
CFBKC$132.74M-1.31%9.98x0.79x

Sound Financial Bancorp Stock FAQ

What is Sound Financial Bancorp's quote symbol?

(NASDAQ: SFBC) Sound Financial Bancorp trades on the NASDAQ under the ticker symbol SFBC. Sound Financial Bancorp stock quotes can also be displayed as NASDAQ: SFBC.

If you're new to stock investing, here's how to buy Sound Financial Bancorp stock.

What is the 52 week high and low for Sound Financial Bancorp (NASDAQ: SFBC)?

(NASDAQ: SFBC) Sound Financial Bancorp's 52-week high was $55.99, and its 52-week low was $39.15. It is currently -10.81% from its 52-week high and 27.56% from its 52-week low.

How much is Sound Financial Bancorp stock worth today?

(NASDAQ: SFBC) Sound Financial Bancorp currently has 2,566,069 outstanding shares. With Sound Financial Bancorp stock trading at $49.94 per share, the total value of Sound Financial Bancorp stock (market capitalization) is $128.15M.

Sound Financial Bancorp stock was originally listed at a price of $9.00 in Jan 9, 2008. If you had invested in Sound Financial Bancorp stock at $9.00, your return over the last 17 years would have been 454.89%, for an annualized return of 10.61% (not including any dividends or dividend reinvestments).

How much is Sound Financial Bancorp's stock price per share?

(NASDAQ: SFBC) Sound Financial Bancorp stock price per share is $49.94 today (as of Apr 21, 2025).

What is Sound Financial Bancorp's Market Cap?

(NASDAQ: SFBC) Sound Financial Bancorp's market cap is $128.15M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Sound Financial Bancorp's market cap is calculated by multiplying SFBC's current stock price of $49.94 by SFBC's total outstanding shares of 2,566,069.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.