NASDAQ: MNSBMainstreet Bancshares Inc Stock
$16.64+0.18 (+1.09%)
Updated Apr 21, 2025
MNSB Price
$16.64
Fair Value Price
$45.30
Market Cap
$128.60M
52 Week Low
$14.97
52 Week High
$20.88
P/E
-10.4x
P/B
0.62x
P/S
2.33x
PEG
N/A
Dividend Yield
1.8%
Revenue
$59.06M
Earnings
-$9.98M
Gross Margin
100%
Operating Margin
-23.54%
Profit Margin
-20.5%
Debt to Equity
9.71
Operating Cash Flow
$15M
Beta
0.62
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
MNSB Overview
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine MNSB's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
MNSB
Ranked#196 of 296
Ranked#196 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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MNSB News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MNSB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
MNSB ($16.64) is undervalued by 63.27% relative to our estimate of its Fair Value price of $45.30 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MNSB ($16.64) is significantly undervalued by 63.27% relative to our estimate of its Fair Value price of $45.30 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MNSB is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MNSB due diligence checks available for Premium users.
Valuation
MNSB fair value
Fair Value of MNSB stock based on Discounted Cash Flow (DCF)
Price
$16.64
Fair Value
$45.30
Undervalued by
63.27%
MNSB ($16.64) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MNSB ($16.64) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MNSB is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MNSB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-10.4x
Industry
13.07x
Market
27.14x
MNSB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.62x
Industry
1.07x
MNSB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MNSB's financial health
Profit margin
Revenue
$13.4M
Net Income
-$16.2M
Profit Margin
-124.3%
MNSB's Earnings (EBIT) of -$13.90M... subscribe to Premium to read more.
Interest Coverage Financials
MNSB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.2B
Liabilities
$2.0B
Debt to equity
9.71
MNSB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MNSB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.5M
Investing
-$42.7M
Financing
$12.8M
MNSB's operating cash flow ($14.74M)... subscribe to Premium to read more.
Debt Coverage Financials
MNSB vs Bank Stocks
Mainstreet Bancshares Stock FAQ
Company
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